Belmont Country Club, River Creek, Raspberry Falls, and Lansdowne on the Potomac. In communities like these the governing documents matter as much as the house itself. Assessments, reserve funding, club membership terms, and resale requirements are all recorded, all binding, and all worth reading before an offer rather than during the study period.

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•  Governing documents, assessments, and reserves

•  Club membership terms and transfer rules

•  Gate and access procedures for showings